Herb-10
Though many of them don't have laptops, but almost all have Mobiles with them
There is much more in mobile and that too for a good cause. It is not just to make meaningless reels, play games, waste time in chatting or to surf inappropriate videos, it has become much more nowadays.
Mobile Banking is a free of cost service provided by the bank which enables you to make financial transactions on your mobile device. With digitalization, banks are developing first-class mobile apps, and almost everyone holding an internet-enabled smartphone can avail of mobile banking facilities. The highly robust Mobile banking application security features eliminate fraudulent activities, thus making mobile banking a safe mode of transactions
Features and Benefits of Mobile Banking
With mobile banking applications, you can conduct basic transactions like fund transfers, checking statements, applying for a new cheque book, debit and/or credit card, etc., from the comfort of your home.
You can transfer money, pay bills, invest in mutual funds etc., regardless of the time and location.
Banks do not levy any additional costs or service charges for providing the Mobile Banking facility. You can freely download online banking apps from the application store.
You can access your accounts and monitor all your transactions regularly.
Mobile Banking Registration Process
There are several ways to register for Mobile Banking or sometimes referred to as M Banking by some banks. The common factor is your mobile number since this is where you will receive OTPs and notifications.
ATM: Swipe your Debit or ATM Card in your nearest bank ATM and look for 'Mobile Banking Registration'. Follow the steps to register your mobile number.
Net Banking:
Download mobile banking app from the Google Play or iOS app store.
The app will automatically detect your mobile number, and the next step is to log in.
Enter your net banking user Id and password or set up a PIN by verifying your debit card details.
You can access online mobile banking by using the web browser on your phone
Mobile Banking Safety Measures
Ensure that you have SMS notifications turned on your phone to monitor and detect any suspicious transactions.
You must not save your debit card or credit card details, CVV or PINs on your mobile device.
In case of a lost mobile or change in the mobile number, call the customer care helpline, and inform your bank about the loss, so that it can block any inappropriate activities on your account.
Ignore text messages or links you may receive in your messaging inbox, other than the official messages from your bank.
Log in to the mobile banking apps only through secure servers like your home Wi-Fi. Avoid connecting your phone to unsecured public Wi-Fi networks.
Ensure you download the mobile banking applications from authorized sources only.
Clear your browsing history, temporary files, and cache regularly for both the website and your mobile.
Lastly, do not forget to sign off after you finish using the mobile banking app and mobile net banking platform.
Thank you for reading,
All Love and Knowledge,
Team Digital Herb
Lead Healthy Digital Life
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