Herb 41
ATM skimming devices are designed to steal personal and financial information from unsuspecting ATM users. Here are a few ways to identify them:
Look for abnormalities: Check the ATM for any noticeable changes, such as unusual attachments, loose card readers, or suspicious-looking devices.
Check for interference: Wiggle the card reader to see if it moves or feels loose. This could indicate the presence of a skimming device.
Check for cameras: Look for any small cameras or device that looks like a camera, positioned above the keypad or near the card reader.
Use your hand: Cover the keypad while entering your PIN to prevent shoulder surfing.
Be vigilant: Be aware of your surroundings and look for suspicious people or activity near the ATM.
If you suspect a skimming device, do not use the ATM and report it to the financial institution immediately.
Here are some dos and don'ts to help you avoid falling victim to ATM skimming:
Dos:
Check the ATM before using it: Look for any signs of tampering, such as loose card readers, unusual attachments, or suspicious-looking devices.
Cover the keypad while entering your PIN: This will prevent shoulder surfing and protect your personal information.
Be aware of your surroundings: Look for suspicious people or activity near the ATM.
Use well-lit ATMs: Try to use ATMs located in well-lit, busy areas for added security.
Regularly monitor your bank statements: Checking your statements regularly will help you detect any unauthorized transactions.
Don'ts:
Don't use ATMs that look suspicious: If you suspect an ATM has been tampered with, find another one.
Don't enter your PIN if you suspect a skimming device: If you suspect a skimming device is present, don't use the ATM and report it immediately.
Don't use your debit card if it feels loose: If your card feels loose or appears to have been tampered with, don't use it. Report it to your bank immediately.
Don't share your personal information: Don't share your personal or financial information with anyone over the phone or online.
Don't use public Wi-Fi for online banking: Public Wi-Fi can be easily hacked, so avoid using it for online banking or transactions that require you to enter personal information.
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