Scam No 5: How to identify ATM Skimming Device? Digiman Vs ATM Skimming Frauds

Herb 41

ATM skimming devices are designed to steal personal and financial information from unsuspecting ATM users. Here are a few ways to identify them:

1. Look for abnormalities: Check the ATM for any noticeable changes, such as unusual attachments, loose card readers, or suspicious-looking devices.

2. Check for interference: Wiggle the card reader to see if it moves or feels loose. This could indicate the presence of a skimming device.

3. Check for cameras: Look for any small cameras or device that looks like a camera, positioned above the keypad or near the card reader.

4. Use your hand: Cover the keypad while entering your PIN to prevent shoulder surfing.

5. Be vigilant: Be aware of your surroundings and look for suspicious people or activity near the ATM.

If you suspect a skimming device, do not use the ATM and report it to the financial institution immediately.

Here are some dos and don'ts to help you avoid falling victim to ATM skimming:

Dos:

1. Check the ATM before using it: Look for any signs of tampering, such as loose card readers, unusual attachments, or suspicious-looking devices.

2. Cover the keypad while entering your PIN: This will prevent shoulder surfing and protect your personal information.

3. Be aware of your surroundings: Look for suspicious people or activity near the ATM.

4. Use well-lit ATMs: Try to use ATMs located in well-lit, busy areas for added security.

5. Regularly monitor your bank statements: Checking your statements regularly will help you detect any unauthorized transactions.

Don'ts:

1. Don't use ATMs that look suspicious: If you suspect an ATM has been tampered with, find another one.

2. Don't enter your PIN if you suspect a skimming device: If you suspect a skimming device is present, don't use the ATM and report it immediately.

3. Don't use your debit card if it feels loose: If your card feels loose or appears to have been tampered with, don't use it. Report it to your bank immediately.

4. Don't share your personal information: Don't share your personal or financial information with anyone over the phone or online.

5. Don't use public Wi-Fi for online banking: Public Wi-Fi can be easily hacked, so avoid using it for online banking or transactions that require you to enter personal information.

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